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Plumber Insurance Work Service

Insurance Work Services AquaFlush

Home and business owners are protected from any faulty plumbing work by the insurance held by the plumbing company or plumber. A homeowner’s insurance policy also covers plumbing damages in a property, whether it was sudden or accidental. However, some insurance companies require a professional and licensed plumber to inspect and confirm an insurance claim. For insurance work and other plumbing related documentation and certification, AquaFlush Professional Plumbing Services is ready to help.

What plumbing works are covered by insurance?

Some plumbing repair works and replacement are covered by insurance while others are not. However, it is worth getting insurance for your home to prevent financial loss that may occur when issues and accidents start to occur in your property. Plumbing and sewer line repairs can range from a few dollars to thousands of dollars in material and labour cost. Thus, an insurance policy to cover these expenses in the future is worth considering. However, some plumbing works are not covered or completely covered by insurance. AquaFlush Professional Plumbing Services helps you understand your options.

Plumbing Works Covered by Insurance

Getting insurance protects you from future financial loss due to unexpected events and accidents. A plumbing insurance helps you cover the expenses for a general repair, renovation or replacement in your plumbing infrastructure. Plumbing insurance helps you shoulder plumbing fix expenses for your property without breaking your bank.

In general, all licensed plumbers are covered by insurance in carrying out plumbing works that requires a compliance certificate such as backflow certifications. Other work that requires a compliance certificate that is covered with insurance are the following:

  • Plumbing work that has a total value of $750 or more which includes materials, labour, appliances and fixtures purchased by the plumber, plumbing company or the homeowner
  • Plumbing works carried out below the ground or in sanitary drains
  • All plumbing work that involve the installation, modification or relocation of consumer gas piping
  • Plumbing work involving installation, relocation, replacement and conversion of any gas-powered appliance
  • Plumbing work that involved the construction, installation, relocation, alteration and replacement of cooling towers.

Coverage insurance for this plumbing works will include the following:

  • Rectification of defective plumbing work that are not within plumbing standards
  • Trade practice liability concerns
  • Non-completion and consequential loss due to late completion or death of the licensed plumber. This also covers work conducted by licensed plumbers that are incomplete due to suspension of license, or forced end contract of work due to plumber’s discretion to refuse completing the work
  • Public liability wherein the plumbing work results in damage to property or personal injury

Period Coverage and Limitations of Plumbing Insurance

Coverage insurance period for rectification of defective work, consequential loss and non-completion of work is within six years from the date that the plumbing work was completed or from the date the licensed plumber released the customer with a compliance certificate for the completion of the work. The plumbing insurance will also continue for a six-year period even if the licensed plumber ceases to be licensed or fails to renew their policy during the 6-year period.

Public liability insurance also covers up to six years, starting from the completion date of the work or from the date that the licensed plumber releases the customer with a compliance certificate for the completion of the work.

Limitations are also required for plumbing insurance coverage. There is a limit on the amount of the claim under the insurance for specific claims.

In most cases, the public liability insurance limit is $5,000,000 for any one claim. Domestic plumbing works are limited to $50,000 while non-domestic plumbing work is limited to $100,000 for any one claim or series of claims.

Concerns in plumbing work are lodged as a complaint via the building authority governing plumbing works in the state. This body has the power and jurisdiction to compel plumbing practitioners to fix any defective or non-compliant plumbing work. The NSW Fair Trading is the governing body that mandates plumbing work related issues in Sydney. 

Where can I get help for insurance work services Sydney wide?

To learn more about plumbing insurance or to ensure that you are working with an insured plumbing professional, call AquaFlush Professional Plumbing Services at (02) 9705 7806 to get answers. Our team of licensed and professional plumber is ready to carry out high-quality services for our clients Sydney Wide.

For inquiries on homeowner insurance policy coverage for plumbing works, documentation, certification and other related needs, AquaFlush Professional Plumbing Services is trained and ready to provide solutions. Get more details on insurance work services and other related plumbing issues, compliance certificates and services by calling our 24/7 hotline at (02) 9705 7806.

Insurance Work Services AquaFlush

Home and business owners are protected from any faulty plumbing work by the insurance held by the plumbing company or plumber. A homeowner’s insurance policy also covers plumbing damages in a property, whether it was sudden or accidental. However, some insurance companies require a professional and licensed plumber to inspect and confirm an insurance claim. For insurance work and other plumbing related documentation and certification, AquaFlush Professional Plumbing Services is ready to help.

What plumbing works are covered by insurance?

Some plumbing repair works and replacement are covered by insurance while others are not. However, it is worth getting insurance for your home to prevent financial loss that may occur when issues and accidents start to occur in your property. Plumbing and sewer line repairs can range from a few dollars to thousands of dollars in material and labour cost. Thus, an insurance policy to cover these expenses in the future is worth considering. However, some plumbing works are not covered or completely covered by insurance. AquaFlush Professional Plumbing Services helps you understand your options.

Plumbing Works Covered by Insurance

Getting insurance protects you from future financial loss due to unexpected events and accidents. A plumbing insurance helps you cover the expenses for a general repair, renovation or replacement in your plumbing infrastructure. Plumbing insurance helps you shoulder plumbing fix expenses for your property without breaking your bank.

In general, all licensed plumbers are covered by insurance in carrying out plumbing works that requires a compliance certificate such as backflow certifications. Other work that requires a compliance certificate that is covered with insurance are the following:

  • Plumbing work that has a total value of $750 or more which includes materials, labour, appliances and fixtures purchased by the plumber, plumbing company or the homeowner
  • Plumbing works carried out below the ground or in sanitary drains
  • All plumbing work that involve the installation, modification or relocation of consumer gas piping
  • Plumbing work involving installation, relocation, replacement and conversion of any gas-powered appliance
  • Plumbing work that involved the construction, installation, relocation, alteration and replacement of cooling towers.

Coverage insurance for this plumbing works will include the following:

  • Rectification of defective plumbing work that are not within plumbing standards
  • Trade practice liability concerns
  • Non-completion and consequential loss due to late completion or death of the licensed plumber. This also covers work conducted by licensed plumbers that are incomplete due to suspension of license, or forced end contract of work due to plumber’s discretion to refuse completing the work
  • Public liability wherein the plumbing work results in damage to property or personal injury

Period Coverage and Limitations of Plumbing Insurance

Coverage insurance period for rectification of defective work, consequential loss and non-completion of work is within six years from the date that the plumbing work was completed or from the date the licensed plumber released the customer with a compliance certificate for the completion of the work. The plumbing insurance will also continue for a six-year period even if the licensed plumber ceases to be licensed or fails to renew their policy during the 6-year period.

Public liability insurance also covers up to six years, starting from the completion date of the work or from the date that the licensed plumber releases the customer with a compliance certificate for the completion of the work.

Limitations are also required for plumbing insurance coverage. There is a limit on the amount of the claim under the insurance for specific claims.

In most cases, the public liability insurance limit is $5,000,000 for any one claim. Domestic plumbing works are limited to $50,000 while non-domestic plumbing work is limited to $100,000 for any one claim or series of claims.

Concerns in plumbing work are lodged as a complaint via the building authority governing plumbing works in the state. This body has the power and jurisdiction to compel plumbing practitioners to fix any defective or non-compliant plumbing work. The NSW Fair Trading is the governing body that mandates plumbing work related issues in Sydney. 

Where can I get help for insurance work services Sydney wide?

To learn more about plumbing insurance or to ensure that you are working with an insured plumbing professional, call AquaFlush Professional Plumbing Services at (02) 9705 7806 to get answers. Our team of licensed and professional plumber is ready to carry out high-quality services for our clients Sydney Wide.

For inquiries on homeowner insurance policy coverage for plumbing works, documentation, certification and other related needs, AquaFlush Professional Plumbing Services is trained and ready to provide solutions. Get more details on insurance work services and other related plumbing issues, compliance certificates and services by calling our 24/7 hotline at (02) 9705 7806.

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When you’re having trouble with your drain, toilet, water heater, roof gutter, sewer or any pipework, you can always reach out to AquaFlush on (02) 9705 7806. We are always available 24/7 for bookings and consultations regarding any of your plumbing needs.
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